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Loans

 


Mortgage Loans

Allow us to assist your family in obtaining your dream home. Our focus is in customizing the loan package for you and your family from our many available options. Talk with one of our loan personnel today, or inquire on-line and let us make your dreams come true.

  • Fixed-Rate Mortgage Loan: With a fixed-rate mortgage loan, your interest rate and monthly payment will remain the same over the life of the loan.
       
  • Adjustable-Rate Mortgage Loan (ARM): With an Adjustable-Rate Mortgage, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly. ARMs include interest rate caps, which places a limit on the amount your interest rate can increase.
       
  • Balloon Rate Mortgage Loan: A balloon rate mortgage requires a lump-sum payment at the end of the specified term on the loan.
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Construction Loans

Allow us to assist you with short-term financing during the Construction of your dream home.

  • Fixed Interest Rate
  • Interest-only monthly payment
  • Principal due at the end of specified term
  • Inspection and Disbursement Fees Apply
  • Also available: Construction-to-Permanent Financing, which allows you to lock in your rate for long-term financing at Construction.

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Lot Loans

Allow us to assist you with short-term financing in purchasing a lot to build your dream home.

  • Low interest rate
  • Interest-Only Payments
  • Principal due at the end of specified term

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Home Equity Loans

Use the equity in your home to establish this loan. When you need a loan to make a larger purchase or consolidate debt this pre-established line of credit may be the answer for you.

  • Premium Home Equity Line
  • Preferred Home Equity Line
  • Credit Express

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Consumer Loans

We can quickly give you the credit you need with terms that will fit any budget. Ask one of our loan personnel how you can obtain one of the following loans:

  • Car
  • Personal
  • Consolidation

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Business Loans

We are here to work hand in hand with you and your business. Whether you need working capital, equipment, expansion, cash flow or you are just starting up, we can help your business grow. Talk with one of our loan personnel today.

  • Commercial Real Estate
  • U.S.D.A. Guaranteed Business & Industry

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Chester National Bank

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE
FOR NONINTEREST –BEARING TRANSACTION ACCOUNTS


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