Customer Login
 
Illinois Missouri
Access Id:
Password:







  Reorder Checks
 

Current Loan Rates

  • Owner occupied residential 1-2 Family (20 acres or less)
  • Assuming a sample $100,000 Loan w/20% down-payment
  • Normal Closing Costs Apply


Fixed Rate Mortgages
Rates effective as of Tuesday, October 11, 2005
Term Interest Rate Annual Percentage Rate Monthly Payment/$1000 borrowed
10 Year 5.875% 5.945% 120 payments @ $11.04
15 Year 6.00% 6.049% 180 payments @ $8.44
20 Year 6.25% 6.290% 240 payments @ $7.31
30 Year 6.25% 6.462% 360 payments @ $6.16
RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE
Higher Rates may be applicable for lower loan balance or lesser downpayment.
*All Loans are subject to minimum Credit Standards


Adjustable Rate Mortgages
Rates effective as of Tuesday, October 11, 2005
Term Interest Rate Annual Percentage Rate Monthly Payment/$1000 borrowed
3 Year / 1 Year (2/2/6) 5.25% 6.306% 36 payments @ $5.52
324 payments @ $6.34 1
5 Year / 1 Year (2/2/6) 5.50% 6.214% 60 payments @ $5.68
300 payments @ $6.32 2
10 Year / 1 Year (2/2//6) 5.75% 6.082% 120 payments @ $5.84
240 payments @ $6.26 3

  • Rates may increase after consummation.
  • Adjustable-rate mortgages allow your interest rate and payment to change at pre-determined intervals, based on the 1-Year U.S. Treasury Index plus a margin of 2.75%.

  • Based on current rates...

    - 1At the end of the 3 Year period your monthly payment would be $6.34/$1000 borrowed throughout the life of the loan.
    - 2At the end of the 5 Year period, your monthly payment would be $6.32/$1000 borrowed throughout the life of the loan.
    - 3At the end of the 10 Year period, your monthly payment would be $6.26/$1000 borrowed throughout the life of the loan.

  • Adjustable-rate mortgages can be amortized over 30 years



    • RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE
    Higher Rates may be applicable for lower loan balance or lesser downpayment.
    *All Loans are subject to minimum Credit Standards


    Balloon Rate Mortgages
    Rates effective as of Tuesday, October 11, 2005
    Term Interest Rate Annual Percentage Rate Monthly Payment/$1000 borrowed
    5 Year 5.50% 5.575% 60 payments @ $5.68 with a balloon payment of $93.70/$1,000.
    10 Year 5.75% 5.795% 120 payments @ $5.84 with a balloon payment of $83.11/$1,000.
    15 Year 6.00% 6.036% 180 payments @ $6.00 with a balloon payment of $70.86/$1,000.
    Balloon rate mortgages can be amortized over 30 years
    Requires lump sum payment at the end of specified term

    RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE
    Higher Rates may be applicable for lower loan balance or lesser downpayment.
    *All Loans are subject to minimum Credit Standards

    < back to top

    		 

    Chester National Bank

    Home II Privacy Policy II USA PATRIOT Act II Terms of Use
    About Us II Contact Us II Banking Services II Inquire Now II Reorder Checks
    Financial Tools II Links of Interest II News II Weather II Sports II Search the Web
     
    NOTICE: The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

    © 2005 Chester National Bank      Powered by Goldleaf Financial Solutions